I thought a lot about what to post in papers! Even clicked some pictures of newspaper in my bag (which I carry daily with me), clicked some random paper pictures but wasn’t satisfied. Then I thought of sneaking into the cabin of few of my colleagues to take a picture of their messy desks but well that wouldn’t have been legal!
And then I remembered this.
These are the papers that we had submitted to SBI for our home loan. So many papers we gave them!!! They asked for a document and we promptly provided it. They lost few crucial papers and we gave them again. For what?
I have written at length about the whole thing in this post. But if I have to summarise, we had applied for a home loan with them and after holding onto the file for 1.5 months they finally agreed to give us a loan much less than what we were eligible (as per them) for because their valuator had valued our property at much less a price (all because method of calculation was different). I cannot tell you how nightmarish that period was and I would never want to go through that again. This file here reminds me how lethargic or public sector can be if it wants.
It also reminds me that buying a house in Mumbai is not a cake walk, especially if you are a salaried employee who has neither any source nor any inclination to stock black money. I have a series under Home Search Chronicles, you can read them here Part I, II, III, IV & V to learn more about buying a house in Mumbai.